The central theme of ‘Million Dollar Baby’ is desire, luxury, and the intoxicating nature of attraction. The lyrics portray the object of affection as someone rare, valuable, and irresistible, with the ‘million dollar baby’ serving as a metaphor for both beauty and status. Tommy Richman emphasizes themes of admiration and indulgence, celebrating the feeling of being swept away by someone glamorous. The song’s groove and repetition help reinforce the hypnotic and addictive qualities of desire, much like the fixation described in the lyrics.